Get complete details about the First Time Home Buyer programs  as well as down payment assistance programs available in El Paso, Texas and participating mortgage lenders list. 

First Time Buyer Programs in El Paso

Find out if you are eligible for this program by contacting us at 915-873-8646.

Additional Resources:


Tu Primera Casa (Spanish pdf)

My First Texas Home (English pdf)

First Time Buyer Education classes in Spanish and English

Money Management Workshops

Affordable Rental homes


Government Programs

USDA Zero Down Programs -home must be on the USDA map to be eligible as well as a minimum credit score.

FHA Loan - Lowest down payment required and minimum credit score.

DPA programs - borrower may be eligible for up to $6000 for down payment cost

VA Loan - 100% financing loan with no down payment required. Eligibility certificate required (we help with that)

Grant Programs -Texas has what is called the Texas State Affordable Housing Corp (TSAHC

Good Neighbor Next Door - These homes are HUD foreclosures set aside for Teachers, Firefighters, EMT, Law Enforcement, and Police at a 50% discount.